Today on Wealth Talks Tom and Michele McFie talk about the lapse of Term and Universal Life insurance due to the ever-increasing premiums.

Sometimes the cost of insurance is too high. Sometimes a person’s income is too low. Here’s what can be done to continue growing wealth with The Perpetual Wealth Code™.

Products are like tools - they can sit in your “toolbox” or you can use them in a Process to create wonderful results. Good tools are a joy to work with and help you achieve more with less time, effort and risk. Same is true when it comes to building wealth.

There’s more behind a freight train engineers’ job than meets the eye. Have you ever heard of “in train” forces?

And there are parallels when it comes to using life insurance to maximize your financial future too. You are the engineer…be sure to get the knowledge you need to operate safely and effectively!

John and Jesse also share some information about the new Life Benefits website, how to quickly find what you need + new content.

Resource Links: https://lifehacker.com/career-spotlight-what-i-do-as-a-train-engineer-1683307144

Beware of Indexed Universal Life (IUL) where guaranteed values are not long-term guarantees. Participation rates, cap rates, a different expense ratio or mortality experience can drastically affect your real experience and actual policy values.