Many Americans wake up in a bad mood. Researchers estimate the average American will wake up in a bad mood 300 days every year. How terrible! What could be causing this? Today on Wealth Talks, Tom and John discuss something they see behind American’s bad moods.

Resources: Understanding the Infinite Banking Concept - PDF, Winning Your Financial Game – Book and Study Guide

Skyscrapers, bridges, and nations are all built on foundations. A good foundation will last for many years but, if not maintained, it will eventually crumble. Today, Tom and Michele McFie discuss America’s foundation, it’s dangerous condition and our duty to maintain it.

It’s more fun to talk about a bomb exploding in the middle east than a local road the city plans to build through a quiet neighborhood. Why? Because sensationalism sells! Just because sensationalism is being sold doesn’t mean we should buy it.

Today on Wealth Talks, Tom and John discuss the perils of buying sensationalism.  

Resource: Wealth Seminar Recording

There are many false teachings about life insurance. Some attempt to portray life insurance as a terrible product, while others attempt to make it magical. Sadly, many false teachings seem logical, which makes them even more dangerous. Today on Wealth Talks, Tom and John discuss some of the false teachings about life insurance (you’ve probably heard of them).

Resource: Wealth Seminar Recording , Dividends Explained with Dan Foley

Should you buy Term Insurance? Whole life? Universal life? Which is the cheapest? What type is the best? Should you buy insurance as soon as possible? Or wait until you’re older? Should you own different types of life insurance at different points in your life? Find out on Wealth Talks!

Resource: Wealth Seminar Recording