Just because marketing doesn’t discuss the dangers of a product doesn’t mean there are none. The strong, tough Marlboro man advertisements certainly didn’t portray the sufferings many smokers experience in later years, but this does not mean smokers who exclusively smoke Marlboro products will escape these sufferings.

Some life insurance products have hidden dangers too. Hear more about the dangers of indexed universal life insurance today on Wealth Talks.

Many people aren’t aware they can get a higher social security payment in retirement. Depending how you file, you may be able to increase your social security benefits by 8% a year (up to 32%/year overall) when you delay taking benefits beyond full retirement age. But as they say, the devil is in the details. Does filing this way make good financial sense? What are some ways you can start preparing now to be able to maximize your social security benefits when you get to your golden years? Find out today on Wealth Talks.

Does steak actually cost more when it goes on sale? When you save money are you actually losing it? What does time value of money mean anyway? Today on Wealth Talks, Tom, Michele and John are in the studio to talk about the time value of money and how it works.

Overpaying taxes is often seen as a smart strategy. Not only does it keep you out of trouble with the IRS, it’s also a nice surprise to get the refund check in the mail. But overpaying taxes may hurt you financially because of lost opportunity. Find out why on Wealth Talks.